For those that get a structured settlement, they do have the option of getting this money in the form of a lump sum if they need the money now. However, this is not a process that is going to be simple, nor is it something that is recommended. The reason being is that it takes a lot of hard work to do this and they are going to find that in order to get this done that they will have to pay money to get this done.
In order to start this process the person must hire a lawyer that specializes in structured settlements. It is this person that is going to be responsible for providing the documents and getting everything in order to get this person the lump sum that they are wanting now. With this in mind, the person should realize that they are not guaranteed to get the amount of money that they have left according to the settlement payments, though this is usually the case. The person will want to make sure that they are realizing that they could end up with less money. However, this is just a risk that the person is taking.
Once the person goes to court, they are going to have to state the reason as to why they want to go ahead with the lump sum instead of getting the settlement payments. Those that simply want the money now for no apparent reason are more than likely going to find that the judge does not accept their reasoning. However, those that are getting the money due to an accident and need this money in order to pay for the expenses related to their injury are going to be given more serious consideration and given the lump sum that they are requesting.
Anyone that watches television will hear those ads stating that if the person is wanting their settlements now and one lump sum, then they should call. However, these lawyers do work off of a fee, and this is usually a percentage of whatever the lump sum is that you get. This is another one of those aspects to keep in mind so that you realize taking this option is going to cost you in the end. This is why most people recommend that you seriously consider whether the settlement offer is the way for you to go or not since the process to reverse this is rather lengthy and not something that is guaranteed.